Interest Rates

Check out our Truth-In-Savings Disclosure for minimum balances to obtain annual percentage yields disclosed. All rates & APY’s are subject to change.

Certificate of Deposit Rates

All rates and APY’s are subject to change
Terms $1000 to $10,000 APY* $10,001 to $25,000 APY* $25,001 - $95,000 APY* $95,001 & Over APY*
30 Days 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
90 Days 0.15 0.15 0.15 0.15 0.15 0.15 0.15 0.15
180 Days 0.20 0.20 0.20 0.20 0.20 0.20 0.20 0.20
1 Year .40 .40 .40 .40 .40 .40 .40 .40
1 1/2 Years .50 .50 .50 .50 .50 .50 .50 .50
2 Years .60 .60 .60 .60 .60 .60 .60 .60
3 Years .70 .70 .70 .70 .70 .70 .70 .70
5 Years .90 .90 .90 .90 .90 .90 .90 .90

*APY = Annual Percentage Yield
CD APY’s based on quarterly compounding. Penalties may be imposed for early withdrawals.

Benchmark Account

Amount Interest Rate Annual Percentage Yield
$0 to $999.99 .00 .00
$1,000 to $2,499.99 .05 .05
$2,500 to $24,999.99 .05 .05
$25,000.00 to $99,999.99 .10 .10
$100,000.00 to $499,999.99 .15 .15
$500,000.00 to $999,999.99 .20 .20
$1,000,000.00 and above .30 .30

If fees are imposed, they may reduce the earnings on the account. We may change the interest rate on your account at any time.
Check out our Truth-In-Savings Disclosure for minimum balances to obtain annual percentage yields disclosed.

Savings Account

Amount Interest Rate Annual Percentage Yield
$100 and above .05 .05

If fees are imposed, they may reduce the earnings on the account. We may change the interest rate on your account at any time.
Check out our Truth-In-Savings Disclosure for minimum balances to obtain annual percentage yields disclosed.

Health Savings Account

Amount Interest Rate Annual Percentage Yield
$500 to $2,999.99 .05 .05
$3,000.00 to $4,999.99 .10 .10
$5,000.00 to $14,999.99 .15 .15
$15,000 and above .20 .20

We may change the interest rate on your account at any time.
Check out our Truth-In-Savings Disclosure for minimum balances to obtain annual percentage yields disclosed.

IRA Rates

IRA Term Interest Rate Annual Percentage Yield
1 Year Fixed IRA .40 .40
2 Year Fixed IRA .60 .60
3 Year Fixed IRA .70 .70

Minimum to open an IRA is $1,000.00

Index Rates

Index Rate
Discount Rate 2.50
3 Month T-Bill (based on Mondays Auction) .67